Effect of the new maternity insurance scheme on medical expenditures for caesarean delivery in Wuxi, China: a retrospective pre/post-reform case study.
Aiming to control rising medical expenditures and help improve China's healthcare systems, this study examined whether a cap-based medical insurance scheme with shared financial interest between the insurance and healthcare providers is effective in containing hospitals' C-section medical expenditures. We used 6547 caesarean delivery case records from a teaching tertiary-level general public hospital located in Wuxi, China (2004-2013), and used the Chow test to investigate the possibility of significant variation in mean medical expenditures for caesarean deliveries pre- and post-reform. We also used paired sample t-tests and linear regression models to compare the mean medical expenditures between insured and uninsured women undergoing caesarean delivery during the post-reform period. After the scheme's implementation, medical expenditures for caesarean deliveries declined and the medical expenditures of women covered by the scheme were significantly lower than those of uninsured patients. These findings indicated the scheme's effectiveness in minimizing caesarean delivery expenditures. The cap-based medical insurance scheme with shared financial interest between insurance and healthcare providers would likely steer healthcare providers' behaviors in a more cost-effective direction.
['Chen|Chun|C|', 'Cheng|Zhihong|Z|', 'Jiang|Ping|P|', 'Sun|Mei|M|', 'Zhang|Qi|Q|', 'Lv|Jun|J|']
D002585:Cesarean Section D002681:China D005260:Female D018166:Health Care Reform D005102:Health Expenditures D006779:Hospitals, Public D006801:Humans D007348:Insurance, Health D016014:Linear Models D011247:Pregnancy D012189:Retrospective Studies
maternity insurance scheme medical expenditure caesarean delivery China financial incentive