There financiers who offered insurance contracts to seafarers wrote their names under the specific amount of risk that they would accept in exchange for a certain payment, or premium.
Tur finansisti piedāvāja jūrasbraucējiem noslēgt apdrošināšanas līgumus, kuros viņi apliecināja gatavību par noteiktu samaksu jeb prēmiju uzņemties konkrētu risku.