Frances Walker of the Consumer Credit Counselling Service advises: “If your monthly debt payments, excluding mortgage, add up to more than 20 per cent of your monthly income, you are overexposed. ”
Frances Walker dari Jasa Konseling Kredit Konsumen menyarankan, ” Jika pembayaran utang Anda setiap bulan, belum terhitung angsuran, 20 persen lebih tinggi daripada pendapatan bulanan Anda, artinya Anda terlalu banyak berbelanja. ”