Ask yourself the following questions: Why do I feel that I need a credit card? Is it simply to acquire material things, to have the latest in fashion, to impress my friends?
निरनिराळ्या वस्तू खरेदी करण्यासाठी; हल्ली क्रेडिट कार्ड वापरण्याची फॅशन आहे म्हणून; मित्रांवर छाप पाडण्यासाठी?