● They pay their bills promptly, realizing that a good credit history will likely be helpful later — perhaps when applying for a job or for insurance or when financing a car or a home.
• शिवाय कुणालाही ते आपले क्रेडिट कार्ड वापरायला देत नाहीत; मग, तो जवळचा मित्र का असेना.