<sod >A New York train rider who made racist comment to a 25-year-old woman for âtalking too loudâ has been charged with a hate crime and could face a year in jail if convicted.< eod>< sod > A New York train passengerÂ recordedÂ using racist language towardsÂ a 27-year-old woman for her âtalking too loudâ has been charged with a hate crime and could face a year in jail if convicted.< eod>