<sod >Further, it said banks would need to fund themselves with a minimum level of shareholder equity equal to 3.25 per cent of exposures, up from 3 per cent.< eod>< sod > "Lenders expect to continue to grow their portfolios this year, at the same time as real household income growth is expected to remain particularly weak." Further, the Bank said lenders would need to fund themselves with a minimum level of shareholder equity equal to 3.25 per cent of exposures, up from 3 per cent, subject to a consultation.< eod>