This takes a bit of discipline, but it is a good way to quickly establish a good credit rating. 신용 보고서는 대출 기관이 누군가에게 돈을 빌려주는 것이 얼마나 위험한지 평가하는 도구입니다. Therefore, showing that you routinely pay your debts in a timely manner is the best way to maintain a good score.